Mortgage Calculator
Plan your Dubai property investment with our comprehensive mortgage calculator. Get instant estimates for monthly payments and total costs.
3-5%
Typical UAE Rates
20-25%
Down Payment
25 Years
Max Tenure
70-80%
LTV Ratio
Loan Details
Residency Status
Minimum down payment: 20%
Down Payment
20% (AEDĀ 400,000)
Loan Amount
AEDĀ 1,600,000
Interest Rate (Annual)
4.5%
Loan Period
20 years
Monthly Payment
AEDĀ 10,122
LTV
Payment Breakdown
Loan Amount
AEDĀ 1,600,000
Down Payment
AEDĀ 400,000
Total Interest
AEDĀ 829,374
Total Payment
AEDĀ 2,429,374
Principal vs Interest
Principal: 65.9%
Interest: 34.1%
Upfront Costs
DLD Transfer Fee Dubai Land Department registration fee | AEDĀ 80,000 4% |
DLD Admin Fee Fixed administrative fee | AEDĀ 580 |
Trustee Fee Title deed registration | AEDĀ 4,000 |
Agency Fee Real estate agent commission | AEDĀ 40,000 2% |
Mortgage Registration DLD mortgage registration fee | AEDĀ 4,290 0.25% |
Bank Processing Fee Bank mortgage arrangement fee | AEDĀ 16,000 1% |
Valuation Fee Property valuation for mortgage | AEDĀ 3,000 |
Oqood Fee Off-plan property registration | AEDĀ 80,000 4% |
Total Fees
AEDĀ 227,870
+ Down Payment
AEDĀ 400,000
Total Upfront Required
AEDĀ 627,870
* This calculator provides estimates only. Actual rates and terms may vary based on your financial profile and the bank's policies. Consult with a mortgage advisor for accurate figures. All calculations are in AED (UAE Dirhams).