Key Risks
Last updated: December 2025
Important Notice
Property investment involves significant risks. The value of investments can go down as well as up, and you may not get back the amount you invested. Past performance is not a reliable indicator of future results. This information is not financial advice. You should consult qualified professionals before making investment decisions.
1. Market Risk
Property values fluctuate based on economic conditions, interest rates, government policies, and market sentiment. The Dubai real estate market can be particularly volatile due to its exposure to global economic factors, oil prices, and regional geopolitical developments. Off-plan properties carry additional risks related to market conditions at completion.
2. Developer Risk
Off-plan investments depend on the developer's ability to complete the project on time and to specification. Developers may face financial difficulties, construction delays, or quality issues. While we provide developer information, we do not guarantee developer performance or project completion.
3. Regulatory Risk
Property regulations, taxes, and ownership rules can change. Non-UAE nationals face restrictions on property ownership in certain areas. Changes in visa policies, foreign ownership laws, or taxation could affect your investment. Regulatory compliance is your responsibility.
4. Liquidity Risk
Real estate is not a liquid asset. You may not be able to sell your property quickly or at your desired price. Off-plan properties cannot typically be sold until near completion or handover. Market downturns can significantly extend the time needed to find a buyer.
5. Currency Risk
If you are investing in AED-denominated properties with income from another currency, exchange rate fluctuations can affect your investment returns. The AED is pegged to the USD, but your home currency may fluctuate against both.
6. Rental and Yield Risk
Projected rental yields are estimates only and not guaranteed. Actual yields depend on market conditions, property location, tenant demand, and management costs. Void periods, tenant defaults, and maintenance costs can significantly reduce returns.
7. Information Accuracy
While we strive to provide accurate information, property details, pricing, payment plans, and availability are provided by third parties and may change without notice. AI-generated insights are algorithmic assessments, not guarantees. Always verify information directly with developers and agents.
8. Legal and Tax Implications
Property transactions involve legal complexities and tax implications that vary by your residence and citizenship. You should seek independent legal and tax advice before making any investment. Livora does not provide legal or tax advice.
9. Off-Plan Specific Risks
Off-plan properties carry unique risks including: project cancellation or significant delays; changes to original specifications; different actual versus marketed views or layouts; area measurements variations; and payment plan changes. Review all contracts carefully with legal counsel.
10. Platform Limitations
Livora is an information and discovery platform. We are not a registered investment advisor, broker, or financial institution. Our AI recommendations are based on available data and algorithms, not comprehensive financial analysis of your personal situation. Investment decisions are solely your responsibility.